Definition: The 'insurance 90-day waiting period' refers to a period during which individuals or businesses have been insured for an event or product, but not yet provided with all necessary insurance coverage. This could include being covered by health insurance plans (such as employer-sponsored medical insurance), auto insurance, homeowners insurance, or other forms of coverage. The '90-day waiting period' refers to the time frame during which individuals or businesses are required to provide proof of their insurance coverage for 90 days after the expiration of this 90-day waiting period. This typically allows the insured party sufficient time to establish and maintain insurance coverage, even if they have not yet received all necessary coverages. The 'insurance waiting period' is a common practice in many industries where businesses or individuals are involved with insurance claims that may be pending at the time of the insurance wait period. It's important for clients and businesses to understand their options and how the insurance waiting period might affect them, so they can plan accordingly.
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